just wondering why my account and console show a temp ban from earing credits on reach but xbox is showing I have no such ban at all
That ban is specific only to reach. not any other games.
so how do I find out why the ban was put on and when it is goin to be lifted?
You were cr banned for getting 0 kills in a game(s)
24-48 hours and will be extended with repeat offenses. Ban will not be overturned. Your only option is to sit through it till the clock runs out and not catching another 0 kill game.
Here is one point in your game history where your guest earned 0-kills
https://www.halowaypoint.com/en-us/players/aggieredneck12/haloreach/gamehistory#!/?game=1226089826§ion=Unknown