Win/Loss Ratio Pointless?

What do you think? For one thing, there are users who insult others because of their ratio. Another reason is that it may discourage some people from playing in matches that affect their ratio. What is the ratio for exactly? Do you find it necessary?

I am personally not bothered by a persons win/loss ratio. Just because you lost a match doesn’t mean you are a terrible player. You could be the person with the most kills on your team and still lose.

I think most people don’t care about these stats as its just a number. But there are others that will try and use silly number data to insult players.