Req based balanced matchmaking

I have a question about the matchmaking in Warzone. I thought I remembered them saying that they will match a team that has a player with, lets say, 20x rockets and 5x tanks, and whatnot against a team that has a player with a similar amount or usage of req cards. But, if I have that many cards because I barely play and don’t want to waste them yet, does it still equate me to the same value as a much higher level player that has the same number of high level cards, even tho that player is much more likely to use them do to them getting higher level cards more frequently? Or does it look at the use of cards with some other algorithm?