credit problem?

Asking question with my account being banned?
I was playing x box with my little nephew who is 8 years old and really wanted to play halo with me and it was his first time and he’s not so good. I played a couple games and then I got off. I got on later that day and it said that I was banned. I never did anything wrong. I was not hacking or doing any thing bad. Im pissed because I didn’t do anything. Can I get help?

your thread title says credit problem. Are you banned from live or just credit banned?